Founding Insurance Carrier Pilot Program
Evaluate how Persistent Infrastructure Identity (PIID) can improve underwriting visibility, lifecycle documentation continuity, and infrastructure risk analysis across insured property portfolios.
Operated by UMIP - the registry for Persistent Infrastructure Identity (PIID).
Program Overview
The Founding Insurance Carrier Pilot Program is an invitation-only framework for leading institutional insurance organizations to evaluate and help formalize the Persistent Infrastructure Identity (PIID) standard for institutional risk analysis and underwriting lifecycle visibility.
As infrastructure assets generate increasingly complex datasets through disparate software systems, the industry faces a structural information continuity gap. This pilot explores how a neutral, asset-anchored digital identity layer can resolve record fragmentation and provide underwriters with verified, longitudinal visibility into insured asset portfolios.
Participation ensures early institutional engagement with the PIID registry governance architecture, allowing carriers to define specific lifecycle record requirements that support long-term risk discipline and exposure management across the built environment.
The First Persistent Infrastructure Identities Have Been Registered
Why This Matters
The built environment generates enormous amounts of data, yet infrastructure assets have never had a persistent identity layer to connect that information across their lifecycle. Most residential and commercial properties do not maintain a permanent identity that keeps records connected over time.
Documentation Types
- As-built engineering records
- Permit and compliance history
- Maintenance and repair logs
- Inspection and assessment reports
- Structural system specifications
Structural Challenges
- As ownership changes, documentation is often lost.
- Contractor rotation fragments asset history.
- System transitions break data continuity.
- Risk analysis relies on incomplete records.
- Institutional memory vanishes over decades.
Persistent Infrastructure Identity addresses this gap by ensuring records remain permanently connected to a stable, verifiable asset identity.
Pilot Objectives
The pilot program is structured to validate Persistent Infrastructure Identity (PIID) effectiveness across core insurance and risk management workflows.
Underwriting Visibility
Evaluate how PIID-linked lifecycle records improve underwriter visibility into historical maintenance, renovations, and structural upgrades.
Risk Engineering Continuity
Assess the continuity of risk engineering data when a property transitions or when new documentation systems are introduced.
Portfolio Exposure Analysis
Utilize PIID as a stable reference key for identifying high-risk structural patterns across diverse insured property portfolios.
Workflow Interoperability
Test the ability of PIID to bridge data gaps between external inspection sets and internal carrier underwriting systems.
Registry Compliance Visibility
Monitor compliance with required infrastructure documentation through automated PIID lifecycle audit logs.
How the Pilot Works
The pilot program establishes Persistent Infrastructure Identity (PIID) for a defined property set, connecting existing documentation to a stable asset anchor. This allows lifecycle records to move with the building regardless of software transitions or ownership changes.
During the pilot, the registry tracks critical structural and maintenance events, creating a verifiable timeline of asset performance and risk mitigation activity.
Record Types Captured
- Structural integrity inspections and remediation logs
- Mechanical, electrical, and plumbing (MEP) lifecycle upgrades
- Roofing system installation, warranty, and repair continuity
- Regulatory compliance, building permits, and zoning documentation
- Institutional underwriting data and infrastructure risk assessments
Registry Principles
During the Pilot
Persistent Identity
Infrastructure identifiers are permanently tied to the physical asset, ensuring data continuity across ownership and management transitions.
Governed Access
The registry implements structured data governance to manage record visibility and institutional access rights during the pilot phase.
Append-Only Record Continuity
Infrastructure events are logged chronologically as verified lifecycle entries, preserving a permanent audit trail of structural history.
Neutral Identity Infrastructure
The identifying layer operates independently of proprietary software systems, providing a stable reference registry for all built environment stakeholders.
Who the Pilot Is Designed For
- Primary Insurance Carriers (Property & Casualty)
- Reinsurance Institutional Groups
- Commercial Real Estate Asset Managers
- Institutional Risk Engineering Groups
- Municipal Infrastructure Policy Offices
Registry Principles During the Pilot
Persistent Identity
Digital Continuity
Infrastructure identifiers are permanently tied to the physical asset, not to ownership or service providers.
Governed Access
Secure Permissions
Access to sensitive lifecycle documentation is controlled through institutional permission frameworks.
Append-Only Record Continuity
Immutable History
Infrastructure events are recorded chronologically and preserved to maintain a continuous asset record.
Neutral Identity Infrastructure
Platform Agnostic
The registry providing consistent identity references while allowing organizations to maintain control of their own systems.
Early Pilot Collaboration
The UMIP founding insurance carrier pilot program is currently engaging with a limited group of institutional stakeholders. Participation is structured to ensure that foundational registry protocols reflect the specific risk analysis and underwriting requirements of the insurance sector while maintaining high-integrity data continuity.
Request a Pilot Discussion
Carriers interested in evaluating PIID framework implementation for their property portfolios may coordinate a structured overview through the UMIP Institutional Office.
Ryan Gannon
Vice President | UMIP Inc.
Head of Institutional Engagement
info@umipinc.com
+1 (888) 336 5345
Dallas, Texas