Insurance
Identity Layer for Insurance
UMIP combines the Global Infrastructure Identity Standard (GIIS) with Persistent Infrastructure Identity (PIID) to give P&C carriers a trustworthy identity layer for insured property—so asset data can be aligned, shared, and governed across underwriting, claims, and portfolio risk.
GIIS – Governance for Asset Identity
GIIS, the Global Infrastructure Identity Standard, defines how PIIDs are issued, validated, and governed so asset identity remains trusted across carriers, reinsurers, data providers, and systems. It gives the industry a common set of rules, rather than proprietary tags, for how insured assets are identified over time.
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PIID – Persistent Identity for Buildings
PIID assigns each insured building a permanent, system‑agnostic identity—similar to a VIN for vehicles—so underwriting inputs, inspections, third‑party data, and claims events all anchor to the same asset record instead of diverging across platforms.
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GIIS + PIID for P&C Portfolios
Together, GIIS and PIID give carriers a scalable way to maintain asset‑level continuity across books and programs: PIID operates at the asset level, while GIIS ensures identities are issued and managed in a way that is interoperable, auditable, and durable across decades of insurance operations.
Vehicles have VINs. Buildings need PIIDs.
A VIN gives every car a unique identity that follows it from owner to owner, policy to policy, and claim to claim. PIID does the same for buildings and other insured structures—creating a persistent digital identity so asset-level data stays aligned across underwriting, servicing, and claims.
Platform Capabilities for P&C Carriers
UMIP provides a persistent identity layer for insured property—PIIDs for buildings and critical structures—so your existing underwriting, claims, and analytics systems can operate on a consistent asset record instead of fragmented versions.
01
PIID Issuance for Insured Locations
Issue and manage Persistent Infrastructure Identities (PIIDs) for new and in‑force locations, giving each insured structure a neutral, carrier‑agnostic identity similar to a VIN for vehicles.
02
Central Asset Identity Registry
Maintain a governed registry that keeps PIIDs, key location attributes, and lifecycle events aligned, so every system can reference the same authoritative asset record.
03
Underwriting & Inspection Data Anchoring
Connect underwriting submissions, inspection reports, and third‑party property datasets to PIIDs, reducing duplicate records and misaligned asset views across underwriting workflows.
04
Claims & Event History Continuity
Attach claims events, loss history, and remediation work to the same PIID, creating a continuous asset‑level story that supports claims handling, litigation, and audit.
05
Portfolio & Exposure Alignment Services
Normalize and align fragmented location records across books, systems, and programs by mapping them to PIIDs, improving exposure aggregation and catastrophe modeling inputs.
06
Interoperability APIs for Carrier Systems
Use UMIP APIs to integrate PIID into policy admin, claims, inspection, and analytics platforms without replacing them, enabling cross‑system alignment on a shared asset identity.